Care Insurance

There are not many insurers in this sector, therefore it is vital that your broker understands the market precisely. Eaglemat works closely with leading insurers in this sector to get you tailored policies while giving expert advice to ensure the cover is correct.

Domiciliary care (dom care) insurance

This is tailored to keep you covered while you provide care in other people’s homes and is typically associated with personal service care.

Healthcare workers can be exposed to a variety of risks such as claims of negligence, theft, or damage to your client, a third party, or their property. We can help protect you from these risks and ensure that you can continue to provide quality care to your clients.

With our experience, we can identify and offer solutions for potential complex areas such as:

• Treatment Liability/Medical Malpractice & Abuse cover
• Protection for Assets, Legal Expenses
• Business Interruption, Money and Personal Assault
• Volunteers, Management or Trustees Liability
• Breach of professional duty, Property in Transit
• Property Damage

Care home insurance

Care home insurance is a type of business insurance for residential care facilities.

There are various risks associated with running a care home, such as claims of employee injury claims, medical malpractice and damage to your buildings or contents due to an event such as a fire or flood. Having appropriate care home insurance policy in place can help protect you from such eventualities.

From single homes to large groups, we can create a tailored insurance solution to suit your requirements.

We will listen to you in order to understand your demands and needs & proactively tailor our solutions and will provide you with the most relevant advice and policies.

Types of care homes we include.

• Nursing or residential, Supported living facilities, Dementia, Adults with learning difficulties or mental health issues and addictions, day care services, Children’s homes,

Standard cover will typically include the following:

Employers Liability, Public Liability, Medical Malpractice, Management Liability(D&O), GIT, Buildings and Contents, Loss of registration, Motor insurance, Cyber incident response, Engineering Inspection & Breakdown, Abuse, Terrorism, Residential Effects, PI, Loss of revenue.

Supported living

Supported living (assisted living) insurance is a form of cover specifically designed for organisations helping vulnerable people to live in supported living facilities or independently in their own homes (young adults, elderly people, or people with physical disabilities and/or mental health needs).

A supported living insurance policy can contain a range of different elements that take into account the diverse needs of providers. The exact make-up of any policy will reflect the nature of the business, how it delivers its services as well as the assets and liabilities it has

What is supported living insurance?

Having the appropriate assisted living business insurance is key because if your organisation is held liable for an accident or injury, or damage to a person’s property, for example, it could lead to significant financial loss if you are not sufficiently protected. Precise cover components of any assisted living policy will differ from one business to the other, but standard cover will typically include the following.

• Employers’ liability, public liability, Property and contents damage:
• Professional indemnity, Abuse cover, Treatment risk, Loss of registration:

Other potential protection may include:

• Business interruption 
• Malpractice 
• Legal Expenses Cover 

Children homes insurance

Children’s home insurance is cover designed to protect owners and operators of children’s homes from the many—and often complex—risks they face in the day-to-day running of the home. Residential care for children can present various risks for organisations that exist in a sector that is ever evolving and with changing regulations, responsibilities, and liabilities. Running a children’s home business comes with duties to meet the physical and emotional needs of the children in your care, and there will be many risks to manage and mitigate and all this can be daunting.

Standard cover will typically include the following:

EL, PL, Buildings and Contents, Motor insurance, Cyber incident response, Abuse, Terrorism, Children’s personal effects, PI, legal expenses, Loss of revenue.

At Eaglemat, we have an in-depth understanding of your sector, offering a selective panel of market-leading insurers and specialist providers. Let us do the hard work for you while you relax. For quote today, please just call 07782 179 094 or fill out the form below, and we will be happy to help.